Claro Advisors

Anna Nicastro

Anna Nicastro, CFP® has spent over 20 years helping individuals and families navigate the moments that matter most — with clarity, steadiness, and a plan that moves with you.

About your advisor
  • CFP® (CERTIFIED FINANCIAL PLANNER™)

Anna Nicastro

Wealth Management Advisor

Anna Nicastro has spent more than two decades helping people make confident financial decisions, especially during the moments when confidence is hardest to find. Her expertise spans cash flow planning, investment management, real estate, retirement, and tax planning — but her real specialty is showing up when life shifts.

Before joining Claro, Anna spent four years at Pension & Wealth Management Advisors in Waltham and 15 years in investment and financial planning roles across both individual and public pension fund clients. She holds a BS in Economics and Finance from Bentley University and earned her Financial Planning Certificate from NYU.

Anna lives in Boston with her two kids and their French Bulldog, Bubba — and she brings the same balance she values in her personal life to the advice she gives her clients.

anicastro@claroadvisors.comLinkedInBoston, MA
services

Clients and Services

Navigating Life Changes

From divorce to job transitions to growing your family, I help you get your financial footing — clearly and without the overwhelm.

Planning for Retirement

Whether retirement is five years away or twenty, I'll help you build a picture of what it looks like and what it takes to get there.

Investment Management

Evidence-based portfolios1 built around your goals — grounded in long-term discipline, not short-term reactions. I manage the day-to-day so you can focus on the bigger picture.

Tax-Aware Planning

Tax planning isn't a once-a-year conversation. I look for opportunities year-round that may help reduce tax drag — because tax-aware planning is part of building a stronger long-term picture. Results vary based on individual circumstances.

Real Estate & Cash Flow

Buying a home, managing properties, or just trying to understand where your money goes — I bring clarity to the numbers.

Individuals & Families

I work best with people who want a real relationship with their advisor — someone who knows their situation, not just their account number.

process

What Working Together Looks Like

01

Get the Full Picture

We start with a real conversation — your goals, your concerns, the financial complexity you're sitting with right now. No forms, no pitch. Just listening.

02

Build Your Plan

I bring together your cash flow, investments, tax situation, and what's coming next in your life to build a plan that's actually yours — not a template.

03

Put It in Motion

We implement the plan together, step by step. I handle the coordination so you don't have to manage ten moving parts at once.

04

Stay Ahead of Change

Life doesn't stand still, and neither does your plan. We meet regularly and adjust as things shift — proactively, not reactively.

faqs

Common Questions

What types of clients do you work with?

I work primarily with individuals and families going through major life transitions — whether that's a career move, getting divorced, having kids, buying property, or planning for retirement. My clients tend to be people who want a real relationship with their advisor, not just a quarterly statement. If you're at a turning point and want someone to help you think through the financial side with clarity, we'd probably be a good fit.

How do I know if I need a financial advisor right now?

If something big has changed — or is about to — that's usually the moment. I've found that people most benefit from working with an advisor not when everything is stable, but when things are in motion. Whether it's a promotion, a new family, a divorce, or approaching retirement, having a plan in place before the change lands can help you navigate it with greater clarity and fewer reactive decisions.

What does the first meeting look like?

We have a straightforward conversation about where you are and where you want to go. There's no pressure and no obligation. I want to understand your situation before we talk about anything else. The goal is for you to leave with greater clarity.

How often will we meet?

For most clients, we meet at minimum annually, with check-ins when something significant changes. If you're in the middle of a big transition, we may be in touch much more frequently — that's exactly what I'm here for.

Start a conversation with Anna Nicastro

Important Disclosures

This microsite has been prepared by Anna Nicastro, CFP®, a financial advisor with Claro Advisors Inc., an SEC-registered investment adviser (CRD No. 160294). The information presented is intended to describe Anna's background, services, and general approach to financial planning. It does not constitute investment advice, a solicitation, or an offer to buy or sell any security.

Registration with the SEC does not imply a certain level of skill or training.

Services and Scope: Claro Advisors provides investment management and financial planning services. References to tax planning describe general financial planning considerations only and do not constitute tax advice. References to real estate reflect financial planning in connection with real estate decisions and do not imply real estate brokerage, mortgage advisory, or licensed real estate services. Clients should consult a qualified tax professional or attorney for tax return preparation, legal matters, or jurisdiction-specific guidance.

Investment Risk: All investing involves risk, including the potential loss of principal. Past performance does not guarantee future results. There is no guarantee that any investment strategy or financial plan will achieve its objectives. Actual results will vary depending on individual circumstances.

Tax Outcomes: Tax strategies and tax-aware planning approaches are intended to seek opportunities to improve after-tax outcomes. Tax results are not guaranteed and will vary based on each client's individual tax situation, applicable law, and other factors outside the adviser's control. Clients should consult a tax professional regarding their specific circumstances.

Financial Planning: Financial planning and goal-based strategies are designed to help clients work toward their objectives. Engaging in planning does not guarantee any specific financial outcome. Results depend on many factors, including market conditions, individual behavior, and circumstances that cannot be predicted or controlled.

Form ADV: Claro Advisors' Form ADV Part 2A and Part 2B, which describe our services, fees, conflicts of interest, and disciplinary history, are available upon request or at https://adviserinfo.sec.gov/firm/summary/160294. Prospective clients are encouraged to review these documents before engaging our services.

CFP® Designation: The CERTIFIED FINANCIAL PLANNER™ certification is granted by the CFP Board of Standards, Inc. to individuals who meet education, examination, experience, and ethics requirements. For more information, visit cfp.net.

  1. 1
    Evidence-based"Evidence-based" refers to an investment approach informed by decades of peer-reviewed academic research in financial economics, including foundational work on market efficiency, factor investing, and long-term return drivers. This methodology emphasizes broad diversification, disciplined cost management, systematic rebalancing, and exposure to return factors identified in the academic literature (such as market, size, value, and profitability premiums). It does not imply that future results can be predicted or guaranteed. All investing involves risk, including the potential loss of principal.