Claro Advisors

Joseph Waitkevich

Joseph Waitkevich helps individuals and families see the full picture of their finances, build toward what matters most, and navigate even the most complicated transitions with confidence.

About your advisor

CDFA^®
Certified QDRO Specialist^™

Joseph Waitkevich

Wealth Advisor

Joseph Waitkevich is a Wealth Advisor at Claro Advisors who helps individuals & families navigate investments, retirement planning, and long-range financial decisions aligned with what matters most to them. He also brings a specialty that sets his practice apart: divorce financial planning.

As a Certified Divorce Financial Analyst®, Joe helps clients navigate the financial side of one of life's most challenging transitions with technical expertise and a calm, supportive approach — bringing clarity to a complicated process so clients can move forward on solid footing.

Joe brings a patient, methodical style and a knack for making complex decisions feel manageable. He listens first, explains things plainly, and treats every client relationship as an ongoing partnership — whether someone is building toward retirement, putting a windfall to work, or simply wants a clearer picture of where they stand.

He holds a Bachelor's degree in Finance from Fairfield University and developed his expertise in divorce financial planning early in his career in Massachusetts before recently relocating to Austin, Texas with his fiancée. Despite the move, he remains a devoted Boston Celtic fan.

jwaitkevich@claroadvisors.com LinkedIn

Clients

Who I Work With

Every client has a different story. Joseph works best with people who want a plan built around theirs.

Individuals & Families

Whether you're building wealth, planning for retirement, or navigating a major life transition, Joseph helps you get clarity and stay on track.

Divorcing Clients

As a CDFA® and Certified QDRO Specialist™, Joseph helps clients through the financial complexity of divorce — identifying strategies to help preserve assets and plan for what's next.

Business Owners

Running a business already takes everything you have. Joseph helps entrepreneurs plan for growth, protect what they've built, and prepare for what comes after.

Remote Clients Nationwide

Joseph works with clients across the country. Wherever you are, the same high-touch service applies.

process

How We Work Together

No templates. No guesswork. Just a clear process built around you.

Understand Your Full Picture

Before any advice, Joseph takes time to understand where you are, where you want to go, and what's standing in the way. That context shapes everything.

Build a Plan That Fits Your Life

Financial planning shouldn't feel generic. Joseph builds a plan specific to your goals, timeline, and circumstances — and explains every decision in plain language.

Put Claro's Technology to Work

Through Claro's platform, Joseph brings sophisticated planning and portfolio tools to the relationship — from tax-aware portfolio management to real-time planning insights that sharpen your picture over time.

Stay Connected and Adapt

Life changes. Your plan should too. Joseph stays close, meets with you regularly, and adjusts your strategy as your needs evolve.

FAQs

Common Questions

What types of clients do you work with?

Joseph works with a wide range of clients — individuals and families at various stages of life, business owners, and people navigating major financial transitions like divorce. He's licensed to work with clients nationwide and can meet virtually with clients anywhere in the country.

What makes your approach to divorce financial planning different?

Joseph holds both the CDFA® (Certified Divorce Financial Analyst) designation and the Certified QDRO Specialist™ certification — two credentials specifically focused on the financial mechanics of divorce. That means he can help clients understand the full picture of what's at stake, reduce the risk of costly mistakes in asset division, and build a financial plan for life after divorce, not just during it.

What does working with a Claro advisor look like?

You get all the benefits of a highly personalized advisory relationship — regular meetings, direct access to your advisor, and a plan built around your goals — plus proprietary technology and an integrated planning platform designed to give you a clearer, more connected picture of your financial life and what your advisor can do for you.

How often will we meet?

That depends on your needs, but Joseph stays close to every client. For most, that means regular check-ins throughout the year — and always being reachable when something comes up between meetings.

Start a conversation with Joseph Waitkevich

This microsite has been prepared by Joseph Waitkevich, CDFA®, Certified QDRO Specialist™, a financial advisor with Claro Advisors Inc., an SEC-registered investment adviser (CRD No. 160294). The information presented is intended to describe Joseph's background, services, and general approach to financial planning. It does not constitute investment advice, a solicitation, or an offer to buy or sell any security.

Registration with the SEC does not imply a certain level of skill or training.

Services and Scope: Claro Advisors provides investment management and financial planning services. Joseph Waitkevich specializes in divorce financial planning, including asset division analysis and post-divorce financial planning. Services described are financial planning services only and do not constitute legal advice. Divorce proceedings involve legal, judicial, and counterparty variables outside the adviser's control. Clients should consult a qualified attorney for legal matters related to divorce proceedings.

Investment Risk: All investing involves risk, including the potential loss of principal. Past performance does not guarantee future results. There is no guarantee that any investment strategy or financial plan will achieve its objectives. Actual results will vary depending on individual circumstances.

Tax Outcomes: Tax strategies and tax-aware planning approaches are intended to seek opportunities to improve after-tax outcomes. Tax results are not guaranteed and will vary based on each client's individual tax situation, applicable law, and other factors outside the adviser's control. Clients should consult a tax professional regarding their specific circumstances.

Financial Planning: Financial planning and goal-based strategies are designed to help clients work toward their objectives. Engaging in planning does not guarantee any specific financial outcome. Results depend on many factors, including market conditions, individual behavior, and circumstances that cannot be predicted or controlled.

Compensation: Claro Advisors is a fee-only registered investment adviser. Compensation is based solely on fees paid by clients. Claro Advisors does not receive commissions or compensation from product sales. A full description of our fee schedule and compensation arrangements is available in our Form ADV Part 2A at https://adviserinfo.sec.gov/firm/summary/160294 or upon request.

Form ADV: Claro Advisors' Form ADV Part 2A and Part 2B, which describe our services, fees, conflicts of interest, and disciplinary history, are available upon request or at https://adviserinfo.sec.gov/firm/summary/160294. Prospective clients are encouraged to review these documents before engaging our services.

CDFA® Designation: The Certified Divorce Financial Analyst® (CDFA®) designation is awarded by the Institute for Divorce Financial Analysts™ to financial professionals who demonstrate expertise in the financial aspects of divorce. The designation requires completion of a training program, passing an examination, and ongoing continuing education for annual renewal.

Certified QDRO Specialist™ Designation: The Certified QDRO Specialist™ designation is awarded to financial professionals who demonstrate expertise in Qualified Domestic Relations Orders (QDROs) and retirement asset division in divorce proceedings. Confirm current credentialing body and renewal requirements for advertising file documentation.